Healthy Living

Are you losing your hearing ability?

mela-cajirSometimes it is hard to say if you are losing your hearing because its signs emerge slowly. At other times, early signs of losing the ability to hear can be very noticeable and come about suddenly. In both scenarios, you will experience some similar indications. If you have severe hearing loss, all your conversations will fade into whispers. It is suggested to go for a checkup as early as possible after you experience trouble in hearing. Early diagnosis and treatment can save you from losing interest from your social life. Here are some common signs and causes of loss of hearing.

Sign of hearing loss
You might have hearing loss if you undergo any of the following situations:

-Every time you talk, people tell you that you speak too loudly.
-You start experiencing mumbling and whispering conversations more frequently.
Kelowna hearing-During a conversation, you ask people to repeat themselves numerous times and even ask them to speak a little louder, slower, and clearer.
-You feel tired in a conversation because you need to concentrate very hard on your hearing.
-You hear a continuous ringing sound in your ears.
-You experience pain in one or both of your ears.
-People around you complain that you watch TV or listen to the radio too loudly. However, if you turn it down, you can’t understand it properly.
-It is hard for you to understand words in a crowded place like a shopping mall or restaurant, although the people around you manage to have a conversation easily.
-It is hard for you to carry out a phone call and you mostly try to avoid it.
-If you are not looking at the person who is talking, you can’t tell what they are saying.
-Either it is difficult or you no longer can hear sounds like the ringing of a doorbell or dripping of water from the tap.

Causes of hearing loss
You can lose your hearing due to exposure to loud noise, head injury, illness, aging, genetics, and many other reasons. Following are some common causes of hearing loss.

The most common cause is advanced age. Lifetime exposure to noise damages ears slowly and gradually and wears down its delicate mechanisms. That’s why one out of three people loses their sense of hearing at old age.

Continuous Sounds or Noises
kelowna-hearingNot only can loud noises damage ears, but continuous sound can too. Your ears are exposed to various noise levels every day whether you want to hear it or not. One intentional way of ruining your hearing ability is listening to loud music and an unintentional way can be when your workplace is noisy such as a manufacturing industry or having a job as a carpenter or plumber.

Illnesses like heart disease, diabetes, and constant high blood pressure can reduce the ability to hear by interfering with your ear’s supply of blood.

Other causes
Other causes like ear infections, trauma, and certain medications can reduce hearing and cause deafness. You might also hear less because of ear wax, but it is a temporary cause and can easily be treated through a cleaning procedure carried out by an ear specialist.

Money & Credit

Things Nobody Tells You About Debt Consolidation

mela-cajirDebt. That word makes you cringe. You are probably thinking about your credit card, that mortgage, and the car loan, that are waiting for you to pay up. Let’s not talk about that now. Ever heard of debt consolidation? Yes. Is it a confusing term for you and most of your friends? Yes.

Well, read on for some good news. Ready?

Debt consolidation in the simplest term is borrowing one big loan to pay up the many small debts you have.

In America, debt consolidation works through bringing together all the small payday loans into one big loan, the aim being achieving a low-interest rate paid on one loan.

Is such a risk worth taking?

Yes. Typically, small loans have higher interest. This means that every month you have to service the loans together with their high-interest rates. Quite expensive right?

Debt consolidation allows you to save money through the low-interest rates that you will pay on one single debt.

The many small loans may never allow you to focus on a specific financial objective. Reason? They are many, and they all need to be serviced. Debt consolidation gives you the peace of mind that you need to focus on one monthly payment.

debtsHaving a secure credit rating is something each one of us wants. With debt consolidation, you do not have to worry about your credit rating. Once you reduce the interest paid on your small debts, there is a possibility that your credit rating will improve courtesy of your debt consolidation loan.

The idea of paying the debt for more than 10 years does not sit well with many, you included. With a debt consolidation loan, you are likely to spend much less time paying your debt; approximately 2-5 years. This, however, is dependent on the size of the loan that you have. After this, you will be debt-free and ready to continue pursuing your financial goals.